两部门：商业用房购房贷款最低首付不低于三成

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have announced a new policy adjusting the minimum down payment ratio for commercial property loans to no less than 30% [1] Group 1: Policy Changes - The minimum down payment ratio for commercial property loans, including "commercial-residential mixed-use properties," has been set to a minimum of 30% [1] - Local branches of the People's Bank of China and the National Financial Regulatory Administration are authorized to determine the minimum down payment ratio for their respective cities based on local government regulations, following the principle of "differentiated policies" [1]