如符合条件，个人养老金基金可提前赎回

Group 1 - The core viewpoint of the news is the optimization of the personal pension fund redemption mechanism, allowing early redemption under five specific circumstances [1][2] - The China Securities Association (CSA) has updated the personal pension fund directory, adding 7 new products compared to the end of Q3 2025, bringing the total to 309 products [1][4] - The number of personal pension fund sales institutions has reached 52 [4] Group 2 - Investors can apply for early redemption of personal pension funds if they meet specific conditions, including total loss of labor capacity, emigration, significant medical expenses, unemployment insurance claims, or receiving minimum living security [2] - The CSA has set a deadline for related institutions to complete technical preparations by the end of June 2026, with manual processing allowed in the interim for eligible investors [3] - The personal pension fund product matrix has expanded to include various types of investment tools, such as pension FOFs, broad-based index linked funds, enhanced index funds, and dividend ETF linked funds [4]