I've Been Saving for Retirement Since My Early 20s. Here's 1 Thing I Wish I Would've Done Differently.

Group 1 - The importance of advocating for better workplace retirement plans is highlighted, as many employees may miss out on potential benefits by not speaking up [3][5][9] - The absence of employer matching in 401(k) plans is noted as a common issue, which can significantly impact retirement savings [4][6][8] - Employees are encouraged to address shortcomings in their company's 401(k) offerings, including limited investment choices and high fees [10]