The Retirement Rule Changes for 2026 That Could Help You Save Faster

Key Takeaways Contribution limits for 401(k)s and IRAs are higher in 2026, allowing many savers to set aside more money for retirement. Savers ages 50 and up face new catch-up contribution rules in 2026, including higher limits and Roth requirements for some high earners. HSAs have higher contribution limits this year as well, both for self-coverage and family-coverage scenarios. Making the most of retirement savings requires that investors keep track of annual changes put forward by the IRS. Ann ...