Group 1 - Qingnong Commercial Bank (青农商行) has nominated Liang Yanbo as the candidate for the fifth board of directors, pending approval from the regulatory authority [2][3] - If approved, Liang Yanbo will become the youngest chairman among A-share listed banks, taking over a bank with over 500 billion yuan in assets [2][4] - As of September 2025, Qingnong Commercial Bank reported a revenue of 8.028 billion yuan, a year-on-year decrease of 4.92%, primarily due to a significant drop in fair value changes [6][7] Group 2 - The bank's non-performing loan (NPL) ratio improved slightly from 1.79% at the end of 2024 to 1.73% by September 2025, but it remains the highest among A-share listed commercial banks [6][7] - As of June 2025, the bank's NPLs in the real estate sector reached 2.095 billion yuan, accounting for 43.9% of total NPLs, with the NPL ratio in this sector rising sharply [6][8] - The bank's total assets were reported at 509.92 billion yuan as of September 2025, showing a slight recovery from a decline earlier in the year [4][5]
青农商行换帅梁衍波或成A股银行最年轻董事长 营收下滑房地产业不良率超21%直面多重挑战