低利率环境持续，信澳盈泰稳健3个月持有期混合型FOF顺势发行

Group 1 - The core viewpoint of the articles highlights the emergence of a low-interest-rate environment as a new normal for investors, prompting a focus on balancing returns and risks for stable asset growth [1] - The introduction of the "Fixed Income +" strategy mixed fund of funds (FOF) product by Xinda Australia Fund aims to provide investors with a balanced investment option that combines stability and flexibility through multi-asset and multi-strategy allocation [1][2] Group 2 - The low-interest-rate environment, driven by the Federal Reserve's rate cuts and ongoing domestic low rates, has compressed the yield space for traditional fixed-income assets, making "Fixed Income +" FOF products increasingly attractive to investors seeking higher returns while managing equity market volatility [2] - Historical performance data shows that the "Fixed Income +" FOF index has outperformed the Shanghai Composite Index, with a cumulative increase of 31.72% since its base period compared to the Shanghai Composite's 20.59% [2] - The "Fixed Income +" FOF products have demonstrated strong defensive characteristics during market downturns, providing better downside protection while still capturing some upside during bullish years [3] Group 3 - The new product, Xinda Australia Ying Tai Stable 3-Month Holding Period Mixed FOF, is designed to cover various asset classes, including stocks, bonds, commodities, and overseas markets, to achieve systematic multi-asset allocation for investors [6] - The investment strategy emphasizes a primary focus on fixed-income funds while also seizing opportunities in other asset classes to enhance returns, with equity investments ranging from 5% to 30% of the portfolio [6] - The management of the new product is led by Wang Yilei, who has extensive experience in asset allocation and FOF management, ensuring a professional approach to fund selection and performance [7]