5 assets you’ll almost never regret buying in retirement (if you crave both income and security)
Yahoo Finance·2026-01-19 13:15

Core Insights - The article emphasizes the importance of making informed investment decisions during retirement, as mistakes can have significant long-term consequences [1][2] Group 1: Investment Strategies - Transitioning from an aggressive investment strategy during the accumulation phase to a more conservative approach in retirement can be challenging, leading to potential investment mistakes [1] - The focus during retirement should shift from growing the investment portfolio to protecting it and ensuring sustainable withdrawals [2] Group 2: Recommended Assets - Money market funds have regained popularity among retirees due to rising interest rates, with a record $8 trillion in these funds as of December 2025, up from $4.6 trillion at the end of 2020, and yields reaching as high as 4.6% [4][5] - Treasury Inflation-Protected Securities (TIPS) are highlighted as a safeguard against inflation, with their principal amount adjusted to match inflation rates, making them a more attractive option despite modest yields [6][7]