官宣！商业用房首付降了！

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have announced a reduction in the minimum down payment ratio for commercial property loans from 50% to 30% to adapt to changes in the real estate market and support a new development model [1] Group 1 - The minimum down payment ratio for commercial properties, including "commercial-residential mixed-use properties," has been adjusted to no less than 30% [1] - The policy aims to implement the decisions of the Central Committee and the State Council regarding the real estate market [1] - Local branches of the People's Bank of China and the National Financial Regulatory Administration are allowed to set lower limits for down payment ratios based on local government regulations, following the principle of "differentiated policies" [1]