3 Ways to Get More Social Security in 2026

Core Insights - Social Security is likely to be a significant income source post-retirement, and maximizing monthly benefits is essential [1] Group 1: Strategies to Boost Social Security Benefits - Delaying the claim past full retirement age can increase benefits by 8% for each year until age 70, providing a straightforward method to enhance retirement income [3] - Checking the earnings statement is crucial, as underreported income can lead to reduced benefits; creating an account on the SSA's website allows individuals to verify and correct their earnings records [5][6] - Working later in life can replace years of $0 income in the earnings history, which is critical since the SSA calculates benefits based on the 35 highest-paid years; even part-time work can positively impact benefits [7][8]