保护即发展： 生物多样性金融标准加速落地

Core Viewpoint - The introduction of biodiversity financial standards aims to address the lack of funding and guidelines in biodiversity protection, driven by the global ecological crisis and China's commitment to ecological civilization [1][2]. Group 1: Biodiversity Financial Standards - The People's Bank of China is leading the development of biodiversity financial standards, which include 87 items across four categories: sustainable use of biological resources, ecosystem protection and restoration, nature-based solutions, and activities friendly to high-sensitivity industries [2]. - The standards aim to resolve long-standing issues of project identification and lack of unified standards in biodiversity finance [2]. Group 2: Implementation and Practices - Current practices in various regions focus on transforming natural capital into measurable, tradable, and financeable financial assets, creating a positive cycle of benefiting from ecological protection [3]. - Examples include biodiversity performance-linked loans in Fujian and Hubei, and a new policy financial tool supporting marine ranch loans in Guangdong [3]. Group 3: Restoration and Pollution Control - Regions are shifting from end-of-pipe solutions to integrated planning for biodiversity finance, promoting sustainable circular economy models [4]. - Projects like ecological restoration loans in Qinghai and sustainable grassland loans in Shanxi illustrate the application of biodiversity finance in combating desertification and promoting waste recycling [4]. Group 4: Expansion and Integration - Biodiversity finance is expanding the scope of green finance, integrating the concept of harmonious coexistence between humans and nature into high-quality development practices [5]. - Infrastructure projects, particularly highways, are benefiting from tailored biodiversity financial services that incorporate biodiversity protection throughout the project lifecycle [5]. - The transformation of biodiversity from an "invisible asset" to an "explicit value" is becoming clearer, with a consensus emerging that "protection equals development" [5].