金融赋能助推养老产业发展

Core Insights - The high-quality development of pension finance has become a focal point due to the aging population trend, with Luoyang's population aged 60 and above reaching 1.471 million and an aging rate of 20.8% by the end of 2024 [1] Group 1: Policy Guidance - The People's Bank of China Luoyang Branch is actively formulating guiding opinions for the development of pension finance, enhancing communication with local government and financial institutions to improve policy awareness and coverage [2] - A project library of 30 key quality projects in the pension service sector has been established, facilitating targeted support from banks to eligible enterprises [2] Group 2: Financial Product Innovation - The first "pension loan" of 760,000 yuan was issued to a healthcare service company, showcasing the innovation in pension finance products and providing a model for the province [3] - Financial institutions are encouraged to develop a comprehensive financial product system tailored to the needs of pension enterprises, ensuring timely and effective funding [3] Group 3: Warm Financial Services - Financial institutions are creating a warm pension finance service system, including the establishment of demonstration outlets and various convenient services for the elderly [5] - Over 100 bank outlets have completed renovations to cater to the elderly, enhancing their service experience [6] Group 4: Overall Progress - Significant progress has been made in building the pension finance service system in Luoyang, with various banks conducting over 200 promotional activities benefiting more than 100,000 people [6]