Jin Rong Shi Bao·2026-01-20 02:12Group 1: Core Insights - Agricultural Bank of China (ABC) is actively supporting the economic development of Beihai through targeted credit investments, with a total loan issuance of 8.724 billion yuan and a balance of 28.09 billion yuan as of October 2025, leading the industry in loan stock [1] - ABC has implemented a "one industry, one plan" financial service model to address the challenges faced by local industries, resulting in support for over 5,300 small and micro enterprises with a total loan issuance of 3.261 billion yuan [2] - The bank is facilitating cross-border trade by providing integrated services that include credit, settlement, and risk hedging, having issued 1.515 billion yuan in credit support for import and export enterprises since 2025 [3] Group 2: Personal Credit Services - ABC is enhancing its personal credit services to support rural development and individual aspirations, with a total loan balance of 13.811 billion yuan in county areas as of October 2025, including significant increases in loans for grain security and rural industries [4] - The bank has issued 474 million yuan in personal housing loans, 1.119 billion yuan in personal operating loans, and 442 million yuan in personal consumption loans since 2025, aiming to provide efficient financial services for various personal needs [4]