为农田请来AI管家和保险卫士

Core Insights - The article discusses the implementation of a quality defect insurance project for high-standard farmland in Pujiang County, aimed at ensuring food security and addressing maintenance funding issues [1][2]. Group 1: Insurance Project Overview - The insurance project has a total risk coverage of 390 million yuan, with over 1.5 million yuan in premiums funded by the government, allowing for a maximum compensation of over 9,000 yuan per mu [2]. - This insurance model differs from traditional agricultural insurance by providing a comprehensive management system that includes prevention, control, and compensation, rather than just post-incident claims [2]. Group 2: Technological Integration - The project utilizes advanced technologies such as drone surveillance, remote sensing satellite monitoring, and AI algorithms to assess and manage risks, improving the efficiency of hazard mitigation by approximately 60% [2]. - A third-party is commissioned to conduct regular inspections for potential risks like irrigation leaks and equipment aging, enhancing the overall management of farmland [2]. Group 3: Impact on Local Agriculture - The initiative has successfully included 48,000 farmers across 9 towns and 133 administrative villages, covering one-fourth of the high-standard farmland in the county [3]. - Local farmers have reported improved maintenance quality and reduced costs due to the insurance safety net and professional technical support [2].