四部门：中央财政向融担基金注资50亿元

Core Viewpoint - The Chinese government has announced a special guarantee plan for private investment, aiming to enhance the capital strength of the financing guarantee fund and stimulate private investment, job creation, and risk prevention through a multi-tiered government financing guarantee system [1][3]. Group 1: Overall Requirements - The plan is guided by Xi Jinping's thoughts and aims to enhance the government's financing guarantee capabilities, ensuring a sustainable and inclusive financing guarantee system that supports private investment [4]. Group 2: Implementation Plan - The total amount for the special guarantee plan is set at 500 billion yuan, to be implemented over two years [5]. - Eligible small and medium-sized enterprises (SMEs) can access loans for various operational activities, including equipment purchases, technological upgrades, and expansion in sectors like hospitality, health, and culture [5]. - The risk-sharing ratio is structured such that banks bear at least 20% of the loan risk, while the government financing guarantee system covers up to 80% [6]. - The central government will support the reduction of guarantee fees, with a cap on direct guarantee fees not exceeding 1% [6]. - The maximum guarantee amount per loan is set at 20 million yuan, with encouragement for support in key strategic areas [6]. - The compensation limit for government financing guarantees for SMEs has been increased from 4% to 5% [7]. - The central government will inject 5 billion yuan into the financing guarantee fund to enhance its capital strength and support effective institutions [7]. Group 3: Organizational Implementation - The Ministry of Finance will oversee the risk compensation funds and ensure effective risk control and fund usage [8]. - Financial management departments will enforce strict loan usage audits and promote long-term loan issuance [8]. - Local financial departments are encouraged to support government financing guarantee institutions through risk compensation and performance evaluations [8].