Core Viewpoint - The Ministry of Finance, Ministry of Commerce, People's Bank of China, and Financial Regulatory Bureau jointly announced a policy to optimize the implementation of loan interest subsidies for service industry operators, effective from January 1, 2026 [1] Group 1: Policy Implementation - The implementation period of the loan interest subsidy policy for service industry operators has been extended until December 31, 2026 [1] - Loans issued between March 16, 2025, and December 31, 2025, will be executed according to the relevant provisions of the "Implementation Plan for Loan Interest Subsidies for Service Industry Operators" [1] - After the policy expires, an extension may be considered based on circumstances [1] Group 2: Financial Support Details - The maximum loan amount eligible for interest subsidies for new loans issued in 2026 is set at 10 million yuan, with a subsidy period not exceeding one year [1] - The annual interest subsidy rate is established at 1%, with funding shared by the central and provincial finances at a ratio of 90% to 10% respectively [1] Group 3: Expanded Support Areas - The policy now includes support for three additional consumption sectors: digital, green, and retail, alongside the existing eight sectors such as catering, health, elderly care, childcare, housekeeping, cultural entertainment, tourism, and sports [1]
延长实施期限、提高贴息上限 四部门优化实施服务业经营主体贷款贴息政策
Jing Ji Guan Cha Wang·2026-01-20 05:13