四部门推5000亿民间投资专项担保

Group 1 - The core initiative is the implementation of a special guarantee plan for private investment in China, with a total quota of 500 billion yuan to be executed over two years [1] - The plan aims to support small and micro enterprises by providing guarantees for loans used for various operational activities, including equipment purchases, technological upgrades, and business expansions [2] - The guarantee fee rate for direct guarantee institutions is capped at 1%, with the central government providing subsidies to lower the re-guarantee fees charged by the fund [2] Group 2 - The risk-sharing mechanism for the guarantee fund has been adjusted, with differentiated risk-sharing ratios based on loan terms, reducing the burden on direct guarantee institutions [3] - The plan increases the credit guarantee limit to a maximum of 20 million yuan per borrower and raises the compensation rate cap from 4% to 5% for long-term loans to small and micro enterprises [4] - The central government has injected 5 billion yuan into the guarantee fund to enhance its capital strength and support the new compensation expenditures [3]