一揽子政策公布！事关贷款贴息、民间投资贷款担保等

Group 1 - The Chinese government has introduced five financial support policies to stimulate consumption, expand domestic demand, and enhance private investment vitality, aiming to inject strong momentum into the economy's stable and healthy development [1] - The policies include extending the implementation period for personal consumption loans and optimizing the processes to lower financing costs across various sectors [1] Group 2 - The personal consumption loan subsidy policy has been extended until December 31, 2026, allowing eligible residents to enjoy subsidies for qualifying consumption during this period [2] - The equipment update loan subsidy policy has been optimized to include fixed asset loans related to equipment updates and new technology innovation loans starting from 2026, with an expanded support scope and improved subsidy processes [2] - A special guarantee plan for private investment has been established with a scale of 500 billion yuan, aimed at providing guarantees for eligible small and micro enterprises' loans for various operational activities [2] Group 3 - The service industry loan subsidy policy has been extended to December 31, 2026, with a maximum subsidy of 1 million yuan per loan for new loans issued in 2026, funded by central and provincial finances [3] - The small and micro enterprise loan subsidy policy supports fixed asset loans and new policy financial tools for eligible enterprises, with an annual subsidy rate of 1.5% and a maximum loan amount of 50 million yuan per enterprise [3]