平安融易：将继续以国家战略为指引 谱写“五篇大文章”时代答卷

Core Viewpoint - Ping An Rongyi (Jiangsu) Financing Guarantee Co., Ltd. is committed to supporting the real economy through financial services, aligning with national strategic directions and contributing to China's modernization efforts [1] Group 1: Financial Services and Support - Ping An Rongyi aims to provide "worry-free, time-saving, and cost-effective" services to small and micro enterprises, ensuring that financial resources reach critical areas of the economy [1] - As of Q3 2025, 13.68 million clients have received timely financing guarantee services from Ping An Rongyi [2] Group 2: Digital Financial Innovations - The company has adopted a digital transformation strategy, creating a "smart financial ecosystem" that integrates online and offline services, enhancing accessibility and convenience for clients [3] - The "Prism" project focuses on local industry needs, utilizing data-driven risk control to facilitate collaborative operations across various regions, delivering 380 million yuan in financial support [3] - The "Xingyun 2.0" AI loan system allows small business owners to complete loan applications without written input, while the "Yunfan AI" solution has reduced costs to 1.64% and increased productivity by 2.5 times since its launch in May 2025 [3] Group 3: Technological Empowerment - Ping An Rongyi leverages advanced technologies such as AI, big data, and blockchain to enhance financial service models, improve risk control, and optimize customer experience [4] - The company has developed innovative loan solutions, such as providing 400,000 yuan in funding on the same day through online signing, and quickly approving 1 million yuan in credit financing for agricultural cooperatives affected by natural disasters [4] Group 4: Green Finance Initiatives - The company actively integrates green development concepts into its business layout, supporting traditional industries' transformation and the growth of green industries [4] - As of September 2025, Ping An Rongyi has assisted car owners in obtaining over 4.22 billion yuan in preferential loans through its "Che e Loan" green financing program [4] Group 5: Future Strategic Directions - Looking ahead to 2026, Ping An Rongyi plans to deepen its "AI in ALL" strategy, enhance service quality in inclusive finance, and provide comprehensive financial support for technological innovation and green transformation [5]