Group 1: Policies for Small and Micro Enterprises - The Ministry of Finance and four other departments announced a loan interest subsidy policy for small and micro enterprises, providing a subsidy of 1.5% per year for a maximum of 2 years, with a loan cap of 50 million yuan per enterprise and a maximum subsidy of 1.5 million yuan per enterprise [1] - A special guarantee plan with a scale of 500 billion yuan has been established to support loans for small and micro enterprises, covering various operational activities such as upgrading and renovation of facilities [1] Group 2: Personal and Equipment Loan Subsidies - The implementation period for the personal consumption loan interest subsidy policy has been extended to the end of 2026, allowing residents to enjoy subsidies for eligible consumption during this period [2] - The equipment renewal loan interest subsidy policy has been optimized, providing a 1.5% subsidy on fixed asset loans for equipment renewal projects, with a maximum subsidy period of 2 years [2] - The service industry loan interest subsidy policy has been expanded to include additional sectors such as digital, green, and retail consumption [2] Group 3: Economic Indicators and Market Reactions - The Loan Prime Rate (LPR) remained unchanged for the eighth consecutive month, with the 1-year and 5-year rates at 3.0% and 3.5% respectively [2] - Domestic fuel prices will increase by 85 yuan per ton starting January 20, marking the first price hike of 2026 due to rising international oil prices [3] Group 4: International Market Developments - International gold prices reached a new historical high, with both gold and silver prices surpassing 4700 USD and 95 USD per ounce respectively, influenced by tensions in US-EU trade relations [5]
新华财经晚报:民间投资专项担保计划出台 规模5000亿元
Xin Hua Cai Jing·2026-01-20 09:51