财政部：信用卡分期纳入贴息范围，只要是消费贷都可享受贴息

Group 1 - The core policy introduced by the Ministry of Finance focuses on personal consumption loan interest subsidies, which now include credit card installment payments [1][3] - The interest subsidy for personal consumption loans is set at 1%, applicable to all loans used for consumption purposes [3][4] - The policy has expanded the range of financial institutions eligible to provide these subsidies, now including over 500 institutions such as city commercial banks, rural commercial banks, foreign banks, consumer finance companies, and auto finance companies [3][4] Group 2 - The new policy removes previous restrictions on certain consumption areas, allowing any consumption loan to qualify for interest subsidies [4] - The subsidy cap for individual consumers has been increased from 500 yuan to 3000 yuan per transaction at a single bank, aimed at enhancing consumer purchasing power [4] - The implementation period for the consumption loan interest subsidy policy has been extended until the end of 2026, providing a longer window for consumers to benefit [4]