Xin Lang Cai Jing·2026-01-20 10:39Core Viewpoint - The exchange of the Year of the Horse commemorative coins and banknotes has officially begun, attracting significant public interest and participation in the collection market [1][9]. Group 1: Exchange Process - The exchange period for the Year of the Horse commemorative coins and banknotes runs from January 20 to January 26 [1]. - Banks, such as China Construction Bank, have opened early to accommodate customers, indicating high demand [1]. - The introduction of mobile banking pre-payment options by banks like Industrial and Commercial Bank of China and China Construction Bank has optimized the exchange process and improved efficiency [7]. Group 2: Public Interest and Market Dynamics - A long queue of approximately 20 people was observed at a bank branch for the exchange, highlighting the popularity of the commemorative items [1]. - Many citizens are collecting these items for personal enjoyment and as gifts, with some expressing excitement over their successful reservations [3][5]. - The market for these commemorative items has seen the emergence of resellers, with prices for "lucky numbers" reaching up to 900 yuan, indicating a strong demand for specific items [7]. Group 3: Collectible Significance - The Year of the Horse commemorative coin is the final piece in the second series of zodiac coins, while the banknote is the third zodiac banknote issued by the People's Bank of China, making them particularly significant for collectors [9]. - The cultural significance of phrases like "马到成功" (success comes swiftly) and "龙马精神" (spirit of the dragon and horse) has contributed to the heightened market interest [9]. Group 4: Issuance Details - The total issuance of the Year of the Horse commemorative coins and banknotes is set at 100 million each nationwide, with 4.76 million issued in Zhejiang Province [10]. - Citizens must present valid identification to exchange their reserved items, and specific procedures are in place for those collecting on behalf of others [10].