Xin Lang Zheng Quan·2026-01-20 10:49Group 1 - The company conducted a specific object research activity on January 20, 2026, with participation from institutions such as Zhongtai Securities and Invesco Great Wall, focusing on core operational topics like credit investment, deposit cost control, and asset quality [1] Group 2 - Credit investment has shown a good start in the peak season, with the company indicating that it has initiated preparations early to ensure efficient project approval and will continue to push for credit investment to expand market share, supporting stable growth for the year [2] Group 3 - The company has improved deposit interest costs by optimizing the deposit structure in line with market interest rates in 2025 and plans to focus on product innovation in 2026 to balance deposit scale and quality while continuing to monitor industry policies and market dynamics [3] Group 4 - The company aims to maintain stable asset quality throughout the year by enhancing its comprehensive risk management system, which includes proactive risk assessment and management [4] Group 5 - The company emphasized compliance with information disclosure regulations during the research process, ensuring no significant undisclosed information was leaked [5]