Fifth Third Bancorp Reports Fourth Quarter 2025 Diluted Earnings Per Share of $1.04

Core Insights - Fifth Third Bancorp reported a net charge-off rate of 40 basis points in 4Q25, with commercial net charge-offs at 27 basis points, indicating stability in credit quality [1] - The loan-to-core deposit ratio stood at 72%, reflecting a strong balance sheet management [1] - Demand deposits grew by 4% year-over-year, showcasing robust customer engagement and deposit growth [1] - The Common Equity Tier 1 (CET1) capital ratio increased by 20 basis points to 10.77%, highlighting strong profitability and capital strength [1]