财政部等部门出台财政金融促内需一揽子政策

Group 1 - The optimization of the financial subsidy policy for equipment update loans has expanded the support scope to include fixed asset loans related to equipment update projects and new technology innovation loans starting from 2026 [1] - The policy support for small and micro enterprises' loan interest subsidies is clarified to cover fixed asset loans issued by banks from January 1, 2026, and new policy financial tools used by small and micro enterprises [1] - The interest subsidy is set at 1.5% of the total loan amount, with a maximum loan limit of 50 million yuan and a subsidy period of up to 2 years, focusing on 14 key industrial chains including new energy vehicles and medical equipment [1] Group 2 - A special guarantee plan with a scale of 500 billion yuan has been established through the National Financing Guarantee Fund, aimed at providing guarantees for eligible small and micro enterprises' private investment loans [2] - The new guarantee plan supports not only medium-term loans for scene expansion and upgrades but also loans for factory renovations and operational turnover, with enhanced policies on risk ratios and compensation limits [2] - The budget for the fiscal expenditures required for these policies has been adequately arranged for 2026, allowing local and handling institutions to actively engage in business [2]