财政金融促内需一揽子政策发布

Group 1 - The core viewpoint of the article is the introduction of a comprehensive set of fiscal and financial policies aimed at stimulating market vitality, expanding domestic demand, and promoting stable economic development through targeted measures [1][2] Group 2 - The Ministry of Finance has announced five policy documents to support the development of small and micro enterprises, including a loan interest subsidy policy that provides a 1.5% annual subsidy on eligible fixed asset loans for small and micro private enterprises, with a maximum subsidy loan scale of 50 million yuan per entity [1] - The policy covers 14 key industrial chains and emerging fields, including new energy vehicles, industrial mother machines, and artificial intelligence [1] Group 3 - The personal consumption loan subsidy policy aims to support financial innovation in consumer finance, expanding the coverage of personal consumption loan subsidies and enhancing the accessibility of these policies [2] - The policy includes a 1% annual subsidy for credit card installment payments and removes previous limits on the amount of subsidy per transaction and cumulative subsidy limits for borrowers [2] Group 4 - A special guarantee plan for private investment has been established with a total quota of 500 billion yuan, to be implemented over two years, supporting eligible small and micro enterprises in their production and consumption activities [2] - The plan aims to guide financial resources to support private investment by increasing risk-sharing ratios, lowering guarantee fees, and enhancing credit guarantee limits [2]