江南农商银行获评十佳支持“专精特新”竞争力银行

Core Viewpoint - The conference highlighted the theme of "Integration of Industry and Talent, Financial Empowerment for High-Quality Development," showcasing the importance of financial support for specialized and innovative enterprises [1][2] Group 1: Recognition and Achievements - Jiangnan Rural Commercial Bank was awarded the title of "Top Ten Banks Supporting 'Specialized, Refined, Unique, and Innovative' Competitiveness," reflecting its commitment to technology finance and support for the real economy [2] - The award signifies the bank's successful financial innovations that address the development challenges faced by enterprises and promote industrial upgrades [2] Group 2: Financial Services and Innovations - The bank focuses on "specialized, refined, unique, and innovative" enterprises characterized by "light assets and high growth," creating the "Jiangnan Science Loan" service brand to cover the entire lifecycle of enterprises [1] - A specialized team management model has been established to enhance service precision, implementing differentiated loan pricing to reduce financing costs for enterprises [1] - The bank utilizes big data risk control models to shift focus from financial indicators to the innovation capabilities and prospects of enterprises, achieving precise credit granting [1] Group 3: Collaborative Efforts and Product Offerings - The bank has launched online loan products such as "Longcheng Science Easy Loan," incorporating multi-dimensional evaluations including talent and intellectual property [1] - It deepens collaboration with government and financial institutions, promoting specialized products like "Su Science Loan" and exploring investment-loan linkage with venture capital and brokerage firms to meet diverse financing needs of enterprises [1]