Group 1 - The personal consumption loan interest subsidy policy has been upgraded, extending the subsidy period to December 31 of this year [1] - Credit card installment payments are now eligible for a 1% interest subsidy, increasing the flexibility of the policy [1] - The restriction on consumption categories has been removed, allowing all genuine consumption to apply for subsidies, including supermarket shopping and fitness memberships [1][5] Group 2 - The subsidy limit has been relaxed, allowing a maximum annual saving of 3000 yuan, with no requirement for a minimum loan amount [5] - More banks, including city commercial banks, rural commercial banks, foreign banks, and consumer finance companies, are now included as processing institutions, making it easier for consumers to apply [5] - The subsidy is only applicable to genuine consumption, and any fraudulent activities such as cash withdrawal or investment will disqualify applicants [8]
消费贷“国补”升级啦！让买买买更省钱
Yang Shi Xin Wen Ke Hu Duan·2026-01-21 08:23