青岛市人大代表孙赫宏：完善汽车跨境供应链金融政策支持

Core Insights - China's automobile exports are projected to exceed 7 million units by 2025, showcasing strong global competitiveness [1] - Qingdao is striving to become a national base for used car exports and a hub for new energy vehicle exports, with significant growth in automobile export business [1] - From January to October 2025, Qingdao's automobile exports increased by 25%, while used car exports surged by 105% in quantity and 83% in value [1] Group 1: Financial Support and Policy Recommendations - There is a need to improve cross-border supply chain financial policies to support the automobile export sector [1] - A specialized guiding mechanism is suggested to promote innovation in cross-border financial products and cost optimization [3] - Financial institutions should focus on the entire process of automobile exports and develop standardized credit products [3] Group 2: Financial Solutions and Collaboration - A mechanism for fiscal subsidies and policy guarantees is proposed to reduce financing costs for small and medium-sized enterprises in the cross-border supply chain [3] - Encouragement for product combination innovation to provide "one-stop" financial solutions for automobile export enterprises [4] - Establishment of a regular collaborative mechanism between banks and enterprises to facilitate communication and reduce trial-and-error costs [4] Group 3: Data Infrastructure and Credit Assessment - Development of industry data credit infrastructure is essential, utilizing customs data and logistics tracking as credit assessment bases [3] - Promotion of a collaborative platform for financial institutions and automobile export companies to pilot data-driven credit products [3] - A dynamic policy evaluation mechanism is recommended to assess the effectiveness of financial products and adjust policies accordingly [4]