5亿余元贷款助“创客”创业 我市去年直接扶持创业362人

Core Insights - The article highlights the success of the entrepreneurship guarantee loan policy in Cangzhou, which has significantly supported local entrepreneurs and boosted employment opportunities [1][4]. Group 1: Loan Impact and Statistics - In 2025, Cangzhou issued a total of 5.03 billion yuan in entrepreneurship loans, exceeding the annual target, directly supporting 362 entrepreneurs and creating 2,075 jobs [1][4]. - Cumulatively, the city has issued 52.42 billion yuan in entrepreneurship guarantee loans, supporting 33,200 entrepreneurs and generating 108,400 jobs [1][4]. Group 2: Policy Awareness and Accessibility - Various institutions have actively promoted the entrepreneurship loan policy by distributing materials in high-traffic areas and setting up informational displays in office buildings [2][5]. - Collaborative efforts with technology, industry, and financial sectors have led to the organization of government-business matchmaking events to reduce financing costs for enterprises [2][5]. Group 3: Service Process Optimization - The Human Resources and Social Security Bureau has streamlined the application process for entrepreneurship loans by simplifying required documentation and implementing a "one-stop" service model [6]. - A rapid approval mechanism has been established to enhance efficiency in loan processing, ensuring that entrepreneurs can access funds promptly [6]. Group 4: Post-Loan Management and Risk Control - The bureau has improved post-loan management by conducting follow-up visits to 1,209 borrowers and 266 small enterprises to monitor project progress and fund utilization [3][6]. - Risk monitoring has been enhanced through big data analysis to assess borrowers' credit status and repayment capabilities, allowing for timely identification of potential risks [3][6].