Northwest Bancshares (NWBI) Q4 Earnings Preview: What You Should Know Beyond the Headline Estimates

Core Viewpoint - Northwest Bancshares (NWBI) is expected to report quarterly earnings of $0.31 per share, reflecting a year-over-year increase of 14.8%, with revenues projected at $174.13 million, up 12.9% from the previous year [1]. Earnings Projections - There has been no revision in the consensus EPS estimate for the quarter over the last 30 days, indicating stability in analysts' forecasts [2]. - Changes in earnings projections are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate trends and short-term stock price movements [3]. Key Metrics Analysis - The 'Efficiency Ratio' is expected to be 59.4%, an improvement from 61.8% reported in the same quarter last year [5]. - The 'Net Interest Margin' is projected to reach 3.6%, compared to 3.4% in the previous year [5]. - The 'Average Balance - Total Interest-Earning Assets' is anticipated to be $15.33 billion, up from $13.39 billion reported last year [6]. - The consensus estimate for 'Total Noninterest Income/(Loss)' is $32.83 million, down from $40.06 million in the same quarter last year [6]. - 'Net Interest Income (FTE)' is estimated at $140.50 million, compared to $115.05 million reported in the same quarter last year [7]. Stock Performance - Northwest Bancshares shares have experienced a change of -0.2% over the past month, slightly better than the Zacks S&P 500 composite's -0.4% movement [7].