Charles Schwab Corporation (NYSE:SCHW) Financial Overview

Core Viewpoint - Charles Schwab Corporation is a leading U.S. brokerage firm that offers a wide range of financial services and investment products, competing with major firms like Fidelity and E*TRADE [1] Financial Performance - On January 21, 2026, Schwab reported earnings per share (EPS) of $1.39, slightly below the estimated $1.40, with revenue of approximately $6.34 billion, just under the expected $6.38 billion [2][6] - In 2025, Schwab's net income for the fourth quarter reached $2.5 billion, driven by a surge in brokerage activity as individual investors engaged in stock and ETF trading at unprecedented levels [3][6] Market Position and Valuation - Schwab has a price-to-earnings (P/E) ratio of approximately 22.52, indicating investor confidence in its earnings potential, while the price-to-sales ratio is about 6.86 [4][6] - The enterprise value to operating cash flow ratio is notably negative at -243.46, suggesting challenges in cash flow generation [4] - The company's debt-to-equity ratio stands at 0.56, indicating a moderate level of debt compared to equity, while the current ratio of 0.50 may suggest potential liquidity concerns [5]