I have $12K in my checking account, but the bank told me it’s too much. Is that true? How to make the most of your money

And Americans are clearly looking for better options. Nearly 30% of Americans either dropped or traded down their insurance policies in 2025, according to a survey by independent insurance agency Guardian Service Holdings (2). Auto insurance was the most commonly pared back compared to home and health insurance.The costs of owning a car have been on the rise across the board, and insurance is no exception. The average cost of auto insurance has risen 88% over the last decade, according to data from the U.S. ...