Is 2026 the Right Year to Buy a House? Key Market Trends You Need to Know

Mortgage rates peaked at more than 7% in early 2025 and then eased in the second half of the year to around 6.2%. That offered some relief from the high borrowing costs that have helped freeze the housing market. Why This Matters to You Buying a home is often the biggest financial decision people make, and conditions like mortgage rates, prices, and local affordability can shape monthly budgets and household wealth. Understanding how the market may evolve in 2026 helps prospective buyers decide whether wait ...