U.S. Bancorp Analysts Boost Their Forecasts After Better-Than-Expected Q4 Earnings

Core Viewpoint - U.S. Bancorp reported strong fourth-quarter 2025 results, exceeding both earnings and sales expectations, indicating robust financial performance and positive market sentiment [1][2]. Financial Performance - Adjusted earnings per share for the fourth quarter were $1.26, surpassing the analyst consensus estimate of $1.19 [1]. - Quarterly sales reached $7.337 billion, exceeding the expected $7.308 billion [1]. Revenue and Growth Forecast - The company reported record consumer deposits and effective balance sheet management, contributing to net interest income growth and margin expansion [2]. - U.S. Bancorp forecasts fiscal 2026 revenue between $29.85 billion and $30.42 billion, higher than Wall Street's expectation of $30.04 billion [2]. Stock Performance - Following the earnings announcement, U.S. Bancorp shares increased by 1.5%, trading at $55.16 [2]. Analyst Ratings and Price Targets - RBC Capital maintained an Outperform rating and raised the price target from $57 to $59 [4]. - DA Davidson maintained a Buy rating and increased the price target from $63 to $65 [4]. - Truist Securities kept a Hold rating and raised the price target from $58 to $61 [4]. - Keefe, Bruyette & Woods maintained a Market Perform rating and increased the price target from $58 to $59 [4].