DAVE vs. NU: Which High-Growth Fintech Is Worth Buying Now?

Key Takeaways NU posted 14% sequential revenue growth in 3Q25 as its AI-native super app boosted margins and efficiency.NU added 4.3M customers in Q3, lifting total users to 127M while keeping monthly costs per user under $1.DAVE 3Q25 revenues surged 63% y/y, but it faces competition despite efficiency gains and credit quality.Both Nu Holdings (NU) and Dave (DAVE) operate in the fintech and digital banking space, catering to the underbanked population. While DAVE targets the U.S. market, NU leads Latin Amer ...