Live Oak Bancshares (LOB) Beats Q4 Earnings and Revenue Estimates

分组1 - Live Oak Bancshares reported quarterly earnings of $0.95 per share, exceeding the Zacks Consensus Estimate of $0.56 per share, and showing a significant increase from $0.22 per share a year ago, resulting in an earnings surprise of +69.64% [1] - The company posted revenues of $172.91 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 16.32%, compared to year-ago revenues of $128.07 million [2] - Live Oak Bancshares shares have increased approximately 6.9% since the beginning of the year, while the S&P 500 has declined by 0.7% [3] 分组2 - The current consensus EPS estimate for the upcoming quarter is $0.55 on revenues of $154.35 million, and for the current fiscal year, it is $2.98 on revenues of $656.75 million [7] - The Zacks Industry Rank for Banks - Southeast is currently in the top 31% of over 250 Zacks industries, indicating that the industry outlook can significantly impact stock performance [8] - SouthState, another company in the same industry, is expected to report quarterly earnings of $2.30 per share, reflecting a year-over-year change of +19.2%, with revenues anticipated to be $666.64 million, up 48% from the previous year [9][10]