FS Bancorp (FSBW) Misses Q4 Earnings Estimates

Core Viewpoint - FS Bancorp reported quarterly earnings of $1.1 per share, missing the Zacks Consensus Estimate of $1.13 per share, but showing an increase from $0.92 per share a year ago, indicating a -2.37% earnings surprise [1] Group 1: Earnings Performance - FS Bancorp surpassed consensus EPS estimates three times over the last four quarters [2] - The company posted revenues of $40.01 million for the quarter ended December 2025, exceeding the Zacks Consensus Estimate by 3.52%, compared to $35.72 million in the same quarter last year [2] - FS Bancorp has topped consensus revenue estimates four times over the last four quarters [2] Group 2: Stock Performance and Outlook - FS Bancorp shares have increased about 1% since the beginning of the year, while the S&P 500 has declined by 0.7% [3] - The company's earnings outlook will be crucial for future stock performance, with current consensus EPS estimates at $1.02 for the coming quarter and $4.54 for the current fiscal year [4][7] - The Zacks Rank for FS Bancorp is currently 3 (Hold), indicating expected performance in line with the market in the near future [6] Group 3: Industry Context - The Banks - West industry, to which FS Bancorp belongs, is currently in the top 31% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact FS Bancorp's stock performance [5]