一钞难求、一转即赚 谁是纪念币钞背后的溢价推手

Core Viewpoint - The demand for the Year of the Horse commemorative coins and notes is extremely high, leading to significant price premiums in the secondary market, while online reservations are facing challenges due to overwhelming demand [1][2][5]. Group 1: Market Dynamics - The online reservation system for the Year of the Horse commemorative coins and notes has been overwhelmed, with many users reporting that the available quotas are exhausted within minutes [2]. - In the secondary market, the price for a 20 yuan commemorative note has reached 36-40 yuan, while a 10 yuan coin is being bought back at 13-16 yuan, indicating a notable premium [1][2]. - The market is characterized by a significant price premium for specific serial numbers, with "lucky" numbers fetching even higher prices, such as over 100 yuan for certain patterns [2][3]. Group 2: Consumer Behavior - There is a growing interest in beautifully packaged commemorative coin and note gift sets, with prices for these sets reaching around 70-110 yuan depending on the included items [3]. - Consumers are increasingly purchasing these commemorative items for gifting purposes, especially during the festive season, despite rising gold prices affecting other gift choices [3]. Group 3: Investment Considerations - Industry experts caution against speculative trading of commemorative coins and notes, emphasizing that their collectible nature outweighs their investment potential [4]. - The market price of commemorative coins and notes is influenced by factors such as scarcity, cultural significance, and market demand, with a noted difference in premium rates compared to other collectible notes like the Long note [4][5].