多个“全国第一”彰显高质量发展硬实力
Jiang Nan Shi Bao·2026-01-22 00:14

Core Insights - Jiangsu Province has achieved significant financial development milestones during the 14th Five-Year Plan, including being the top in new loans, listed companies, and financing guarantees in the country [1][2][4] Financial Performance - By the end of 2025, Jiangsu's banking sector assets reached 36.7 trillion yuan, with an annual growth rate of 10.9%, while the insurance sector's assets reached 1.71 trillion yuan, growing at 12.7% [2] - The province has maintained a non-performing loan (NPL) ratio of 0.84%, below the national average, and has disposed of nearly 200 billion yuan in bad loans [2][3] Support for Small and Micro Enterprises - Jiangsu has implemented a financing coordination mechanism for small and micro enterprises, resulting in loans totaling 3.27 trillion yuan and a balance of inclusive loans exceeding 4 trillion yuan [3] - The interest rates for inclusive small and micro enterprise loans have decreased by 1.73 percentage points compared to the previous five-year plan [3] Capital Market Development - Direct financing in Jiangsu reached 6.97 trillion yuan, a 61.95% increase from the previous five-year plan, with bond financing accounting for 6.37 trillion yuan, up 74.2% [4] - The province has 115 companies listed on the Sci-Tech Innovation Board and 56 on the Beijing Stock Exchange, both ranking first in the country [4] Financial Reform and Innovation - Jiangsu has reformed its financial management system, establishing a new local financial management department and enhancing regulatory frameworks [6] - The province has seen the establishment of 29 foreign banks and a joint venture consumer finance company, expanding international financial cooperation [7] Technological and Innovative Financial Products - Jiangsu has launched over 200 innovative financial products in the Sci-Tech financial reform pilot zone, with significant advancements in knowledge property financing [6][7] - The province's digital RMB pilot program ranks first in the country, showcasing its commitment to financial innovation [7]