Fulton Financial (FULT) Reports Q4 Earnings: What Key Metrics Have to Say

Financial Performance - For the quarter ended December 2025, Fulton Financial reported revenue of $340.44 million, reflecting a year-over-year increase of 5.1% [1] - Earnings per share (EPS) for the quarter was $0.55, up from $0.48 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $335 million, resulting in a surprise of +1.62% [1] - The company achieved an EPS surprise of +6.8%, with the consensus EPS estimate being $0.52 [1] Key Metrics - Efficiency Ratio was reported at 60%, compared to the estimated 58.9% by analysts [4] - Net Interest Margin stood at 3.6%, slightly above the estimated 3.5% [4] - Average Balance of Total Interest-Earning Assets was $30.03 billion, below the estimated $30.62 billion [4] - Total Non-Interest Income was $69.98 million, exceeding the estimated $69.5 million [4] - Net Interest Income (FTE) was reported at $270.46 million, above the estimated $266.15 million [4] Stock Performance - Shares of Fulton Financial have returned -2.3% over the past month, compared to a -0.4% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]