Jin Rong Jie·2026-01-22 01:10Core Insights - Lemonade, an American insurance company, announced a 50% discount on premiums for Tesla owners who activate the Full Self-Driving (FSD) feature, as data suggests this feature reduces accident rates [1] - Lemonade's co-founder and president, Shai Wininger, emphasized the superiority of FSD vehicles in terms of safety and responsiveness compared to human drivers, and stated that as the safety of FSD software improves, insurance prices will decrease [1] - Elon Musk confirmed that activating Tesla's autonomous driving feature leads to a significant reduction in insurance costs due to enhanced safety [1] Company Summary - Lemonade is positioning itself as a forward-thinking insurance provider by linking premium discounts to the adoption of advanced safety features in vehicles [1] - The collaboration with Tesla highlights the growing trend of integrating technology and insurance, potentially influencing future insurance models in the automotive industry [1] Industry Summary - The announcement reflects a broader trend in the automotive and insurance industries towards leveraging technology to improve safety and reduce costs [1] - The emphasis on FSD technology indicates a shift in how insurance companies assess risk, moving towards data-driven models that account for technological advancements in vehicle safety [1]