金融活水润“木”生花，临商银行多维赋能临沂高端板材与绿色家居产业链

Core Viewpoint - The article highlights the proactive role of Linshang Bank in supporting the high-quality development of the high-end board and green home furnishing industry in Linyi, showcasing its commitment to local service and empowerment of the real economy through innovative financial solutions [1][7]. Group 1: Financial Support and Impact - Linshang Bank has provided loans totaling 8.3 billion yuan to over 1,200 enterprises within the industry chain, demonstrating its systemic financial support and fostering a symbiotic relationship between banks and enterprises [2]. - The bank's innovative "Virtue Points" system has enabled local villagers to secure loans, leading to job creation and economic growth in rural areas, exemplified by a loan of 4 million yuan to a local wood processing factory [2][5]. - The bank aims to achieve a cumulative loan issuance of no less than 10 billion yuan to the industry chain by 2026, indicating its long-term commitment to financial support [7]. Group 2: Mechanisms and Strategies - Linshang Bank has established a high-level task force led by the bank president to ensure effective service delivery, with a clear policy framework and regular communication with local governments [3]. - The bank has implemented a "one enterprise, one policy" approach to provide tailored financial solutions, focusing on different types of enterprises within the industry chain [4][5]. - A total of 150 business professionals have conducted over 2,000 enterprise visits, resulting in the issuance of 780 million yuan in new credit to more than 600 enterprises [3]. Group 3: Innovation and Ecosystem Development - The bank has expanded its service offerings beyond traditional loans, creating a collaborative financial ecosystem that includes innovative products like "Chain Easy Loan" and "Park Development Loan" [6]. - Linshang Bank has established a green approval channel to expedite loan processing, reducing average processing times by 2-3 working days [6]. - The bank has provided interest rate discounts for enterprises investing in technology research and development, saving over 6 million yuan in costs for businesses [6].