深圳：鼓励保险机构细化智能驾驶车辆保险产品供给

Core Viewpoint - The Shenzhen Municipal Financial Management Bureau has released a draft action plan aimed at enhancing the insurance industry's support for technological innovation and industrial development, particularly focusing on the new energy vehicle (NEV) insurance market [1] Group 1: New Energy Vehicle Insurance - The plan proposes to optimize the supply of NEV insurance by researching and launching a "basic + variable" insurance product combination [1] - Insurance institutions are encouraged to adapt to the trends of intelligent driving by collaborating with developers, manufacturers, and operators to accumulate risk analysis data and refine insurance product offerings for intelligent driving vehicles [1] Group 2: Industry Standards and Practices - The initiative aims to explore a "vehicle-battery separation" model for commercial auto insurance products in specific urban traffic scenarios [1] - There is a push to establish comprehensive repair and claims standards to reasonably reduce the maintenance and usage costs of new energy vehicles [1] - The plan promotes cross-industry data sharing to guide consumers in developing good driving habits and to establish a risk reduction management ecosystem [1]