Core Viewpoint - The company, Yinzhijie (300085.SZ), expects a net loss of between 140 million to 110 million yuan for 2025, with a significant decline in revenue across its main business segments [1] Financial Performance - The company anticipates an overall revenue decline of approximately 11.76% compared to the previous year for 2025 [1] - The financial information technology segment is projected to decrease by about 35.94% [1] - The mobile information services segment is expected to decline by approximately 30.94% [1] - The e-commerce segment is forecasted to grow by around 15.49% [1] Profitability and Losses - The expected net profit attributable to the parent company for 2025 is a loss ranging from 110 million to 140 million yuan [1] - The combined net profit from the three main business segments (financial information technology, mobile information services, and e-commerce) is projected to be a loss of approximately 59.08 million to 89.08 million yuan [1] - The financial information technology and mobile information services segments are experiencing losses due to revenue declines and impairment of intangible assets [1] - The e-commerce segment continues to maintain profitability with slight growth [1] Impact of Incentives and Investments - The company will incur a total impact of approximately -27.4 million yuan on net profit due to share-based payment expenses related to the 2024 and 2025 equity incentive plans [1] - The strategic investment in Dongya Qianhai Securities is expected to negatively impact the company's investment income by about -15.6 million yuan due to operational losses in 2025 [1] - Non-recurring gains and losses are projected to affect the net profit attributable to the parent company by approximately 17.54 million yuan, compared to 1.88 million yuan in the same period last year [1]
银之杰(300085.SZ):预计2025年净亏损1.1亿元-1.4亿元