Fulton Financial (US:FULT) Financial Modeling Prep·2026-01-22 04:00Core Insights - Fulton Financial Corporation (FULT) reported earnings per share (EPS) of $0.53 for Q4 2025, slightly exceeding the estimated $0.52, with revenue of approximately $340.4 million, surpassing the estimated $336.9 million [1][6] Financial Performance - For Q4 2025, FULT's net income was $96.4 million, or $0.53 per diluted share, reflecting a decrease of $1.5 million compared to Q3 2025, yet still exceeding earnings expectations [2] - The operating net income for Q4 was $99.4 million, or $0.55 per diluted share, down by $1.9 million from the previous quarter [3] - The full-year net income reached $381.4 million, or $2.08 per diluted share, marking a significant increase of $102.9 million, or $0.51 per diluted share, compared to the previous year [3] Financial Ratios - FULT has a price-to-earnings (P/E) ratio of approximately 10.43, indicating the market's valuation of its earnings [4] - The price-to-sales ratio is about 1.95, reflecting the market's valuation of its revenue [4] - The enterprise value to sales ratio stands at around 2.30, suggesting how the company's total value compares to its sales [4] Debt and Liquidity - The debt-to-equity ratio is approximately 0.43, indicating a moderate level of debt relative to equity [5] - The current ratio is around 0.14, which may suggest challenges in covering short-term liabilities with short-term assets [5] - The earnings yield is about 9.59%, providing insight into the earnings generated per dollar invested [5]