Texas Capital (TCBI) Q4 Earnings and Revenues Beat Estimates

Core Insights - Texas Capital (TCBI) reported quarterly earnings of $2.08 per share, exceeding the Zacks Consensus Estimate of $1.78 per share, and showing an increase from $1.43 per share a year ago, resulting in an earnings surprise of +16.57% [1] - The company achieved revenues of $327.48 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.36% and up from $283.68 million year-over-year [2] - Texas Capital shares have increased approximately 7.5% since the beginning of the year, contrasting with a 0.7% decline in the S&P 500 [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.45 on revenues of $318.3 million, while for the current fiscal year, the estimate is $7.13 on revenues of $1.35 billion [7] - The estimate revisions trend for Texas Capital was mixed prior to the earnings release, resulting in a Zacks Rank 3 (Hold), indicating expected performance in line with the market [6] Industry Context - The Zacks Industry Rank for Banks - Southwest is currently in the top 29% of over 250 Zacks industries, suggesting that the industry outlook can significantly impact stock performance [8] - Cullen/Frost Bankers (CFR), another company in the same industry, is expected to report quarterly earnings of $2.47 per share, reflecting a year-over-year change of +4.7%, with revenues anticipated to be $585.8 million, up 5.3% from the previous year [9][10]