First Citizens BancShares(US:FCNCA) Financial Modeling Prep·2026-01-22 14:00Core Viewpoint - First Citizens BancShares (FCNCA) is expected to report earnings on January 23, 2026, with analysts predicting an EPS of $44.21 and revenue of approximately $2.23 billion, despite a year-over-year decline in earnings due to lower revenues [1][2][6] Financial Performance - FCNCA has a strong history of exceeding earnings expectations, with an average surprise of 11.04% over the past two quarters [3] - In the most recent quarter, FCNCA reported earnings of $44.62 per share, surpassing the Zacks Consensus Estimate of $41.51 per share, resulting in a 7.49% surprise [3] Market Valuation - The company has a price-to-earnings (P/E) ratio of approximately 12.06, a price-to-sales ratio of about 1.92, an enterprise value to sales ratio of around 2.84, and an enterprise value to operating cash flow ratio of approximately 13.80 [4][6] Financial Leverage and Liquidity - FCNCA's debt-to-equity ratio is approximately 1.77, indicating its financial leverage [5][6] - The current ratio is around 0.28, which may suggest potential liquidity concerns [5]