Bank OZK (OZK) Price Target and Financial Overview

Core Viewpoint - Bank OZK is facing challenges but has a positive price target set by Piper Sandler, indicating potential growth despite recent earnings setbacks [1][5]. Financial Performance - For Q4 2025, Bank OZK reported earnings per share of $1.53, a 1.9% decrease from the previous year and below the Zacks Consensus Estimate of $1.56 [2]. - The full year 2025 earnings per share were $6.18, with net income available to common shareholders at $171.9 million, down from $178.1 million the previous year [4]. Revenue and Growth - The bank experienced a 6.9% increase in net revenues, primarily driven by growth in net interest income [3][5]. - There was healthy year-over-year growth in loans and deposits, despite challenges in asset quality [3]. Market Activity - The stock price fluctuated between $46 and $49.69, with a market capitalization of approximately $5.35 billion and a trading volume of 4,529,664 shares [4]. - Piper Sandler set a price target of $62 for Bank OZK, suggesting a potential price increase of about 29.63% from its current price of $47.83 [1][5].