Countdown to UnitedHealth (UNH) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS

Core Viewpoint - UnitedHealth Group (UNH) is expected to report quarterly earnings of $2.09 per share, reflecting a significant year-over-year decline of 69.3%, while revenues are projected to reach $113.26 billion, an increase of 12.4% from the previous year [1] Earnings Estimates - There has been no revision in the consensus EPS estimate for the quarter over the last 30 days, indicating that analysts have maintained their initial forecasts [1][2] Revenue Projections - Analysts estimate 'Revenues- Investment and other income' to be $1.11 billion, down 28.2% year over year [4] - 'Revenues- Services' are forecasted to reach $9.47 billion, indicating a growth of 1.8% from the prior-year quarter [4] - 'Revenues- UnitedHealthcare- Employer & Individual- Global' is expected to be $829.74 million, reflecting a year-over-year increase of 7.1% [4] - The consensus estimate for 'Revenues- Products' stands at $13.86 billion, showing a year-over-year change of 2.9% [5] Customer Profile Metrics - The 'UnitedHealthcare Customer Profile - People Served - Total Commercial - Domestic' is projected to reach 30.02 million, up from 29.73 million a year ago [5] - 'UnitedHealthcare Customer Profile - People Served - Commercial - Domestic - Risk-based' is expected to be 8.45 million, down from 8.85 million [6] - 'UnitedHealthcare Customer Profile - People Served - Commercial - Domestic - Fee-based' is likely to reach 21.57 million, compared to 20.89 million in the same quarter last year [6] - The estimated 'UnitedHealthcare Customer Profile - People Served - Total Community and Senior' is 20.36 million, up from 19.62 million [7] - 'UnitedHealthcare Customer Profile - People Served - Community and Senior - Medicare Advantage' is projected at 8.50 million, compared to 7.85 million a year ago [7] - The average prediction for 'UnitedHealthcare Customer Profile - People Served - Community and Senior - Medicare Supplement (Standardized)' is 4.29 million, slightly down from 4.34 million [8] - 'UnitedHealthcare Customer Profile - People Served - Medicare Part D stand-alone' is expected to be 2.76 million, down from 3.05 million [8] - 'UnitedHealthcare Customer Profile - People Served - Total UnitedHealthcare - Medical' is projected at 50.38 million, compared to 50.68 million in the same quarter last year [9] Stock Performance - UnitedHealth shares have increased by 6.2% over the past month, outperforming the Zacks S&P 500 composite, which rose by 0.7% [10]