多地部署2026年数字人民币工作重点 锚定稳步发展主线

Group 1 - The core focus of the People's Bank of China (PBOC) for 2026 is the steady development of the digital renminbi, with various regional branches emphasizing this in their annual work meetings [1][2][3] - The digital renminbi is expected to evolve from a basic payment tool to a core financial infrastructure, with a focus on enhancing user experience and expanding its application across different sectors [2][3] - As of November 2025, the digital renminbi has processed 3.48 billion transactions amounting to 16.7 trillion yuan, with 230 million personal wallets and 18.84 million corporate wallets established [3] Group 2 - The PBOC's regional branches are implementing differentiated strategies based on local economic conditions, aiming to create a collaborative framework for the digital renminbi's development [2][3] - The digital renminbi has entered a critical "2.0 era," marked by significant updates to the digital renminbi app and the introduction of interest payments on wallet balances [2][3] - Future competition among operational institutions is expected to shift from merely increasing wallet numbers to building ecosystems and creating value through smart contracts and data elements [3]